Statement of Condition
|
|
| September 30, 2011 |
in 000's |
|
|
| Cash and Due from Banks: |
$59,825 |
| Securities |
192,084 |
| Loans and Discounts |
370,945 |
| Less: Allowance for Loan & Lease Loss |
(7,979) |
| Premises & Fixed Assets |
14,412 |
| Other Real Estate Owned |
5,856 |
| Intangible Assets |
5,715 |
| Other Assets |
15,325 |
| TOTAL ASSETS |
$656,183 |
|
|
| Deposits: |
$545,081 |
| Noninterest Bearing |
86,243 |
| Interest Bearing |
458,838 |
| Notes and Sub Debentures |
- |
| Other Borrowed Money |
17,000 |
| Federal Funds Purchased |
- |
| Other Liabilities |
20,336 |
| TOTAL LIABILITIES |
$582,417 |
|
|
| Common Stock |
$2,959 |
| Surplus |
24,464 |
| Undivided Profits & Capital Reserves |
40,943 |
| Unrealized Gain/Loss on Securities |
5,400 |
| TOTAL EQUITY |
$73,766 |
| TOTAL LIABILITIES & SHAREHOLDER EQUITY |
$656,183 |
|
|
| Capital Ratios & Other Balance Sheet Information
| | The following figures were obtained from our September 30, 2011 Call Report to comply with Regulation F. |
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|
|
|
|
|
|
| Capital Ratios |
Well Capitalized
Per Regulation F |
CorTrust Bank
Mitchell, SD |
|
|
|
| Tier One Leverage Ratio |
5.00% |
10.24% |
| Tier One Risk Based Capital Ratio |
6.00% |
15.79% |
| Total Risk Based Capital Ratio |
10.00% |
17.05% |
|
|
|
| Item (in 000's) |
6/30/2011 |
9/30/2011 |
| Total Assets |
656,058 |
656,183 |
| Total Liabilities |
585,541 |
582,417 |
| Total Equity Capital |
70,517 |
73,766 |
| Total Loans |
371,540 |
370,945 |
| Loan Loss Reserve |
(8,285) |
(7,979) |
|
| | This information is not a substitute for your analysis, but is intended to assist you in the analytical process. If you have any questions or concerns, please feel free to contact the bank. |
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