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Deposit Rates

Savings and Checking Accounts | Regular Money Market Accounts | Investment and IRA (Traditional and Roth) Certificates | **Specials**

Savings and Checking Accounts

Account Type & Term  Minimum Opening Deposit  Minimum Balance To Earn APY  Interest Rate  *APY 
*Young Savers  $5  $5  1.00%  1.00% 
*Regular Savings  $100  $100  0.40%  0.40% 
*Masters Club Account  $50  $100  0.50%  0.50% 
*Gold Checking Account  $100  $500  0.25%  0.25% 
*Platinum Checking  $100  $2000  0.50%  0.50% 
*Remarkable Checking  $5000  $5000  Special Rate of Interest  Please call 651-289-5000 

*Account is a variable rate account and rate may change after account opening.
Any fees associated with the account could reduce earnings. *APY = Annual Percentage Yield.

Regular Money Market Accounts

Money Market Daily Balances  Minimum Opening Deposit  Interest Rate  Annual Percentage Yield 
$1,000 - $4,999.99  $100  1.00%  1.00% 
$5,000 - $49,999.99  $100  1.25%  1.26% 
$50,000 and up  $100  1.50%  1.51% 

Commercial Money Market Daily Balances  Minimum Opening Deposit  Interest Rate  Annual Percentage Yield 
$2,500 - $4,999.99  $2,500  1.00%  1.00% 
$5,000 - $49,999.99  $2,500  1.50%  1.51% 
$50,000 - $499,999.99  $2,500  1.75%  1.76% 
$500,000 and up  $2,500  2.05%  2.07% 

Prime Select Indexed Money Market  Minimum Opening Deposit  Interest Rate  Annual Percentage Yield 
0 - $49,999.99  $50,000  0.40%  0.40% 
$50,000.00 and up  $50,000  2.70%  2.73% 

Remarkable Money Market  Minimum Opening Deposit  Interest Rate  Annual Percentage Yield 
$1,000 - $4,999.99  $90,000  1.00%  1.00% 
$5,000 - $49,999.99  $90,000  1.50%  1.51% 
$50,000 - $89,999.99  $90,000  1.75%  1.76% 
$90,000 and up  $90,000  2.75%  2.78% 

*Account is a variable rate account and rate may change after account opening.
Any fees associated with the account could reduce earnings.

Investment and IRA (Traditional and Roth) Certificates

Rates Effective July 7th, 2008.

$1000 Minimum  Interest Rate  APY* 
3 Months  1.25%  1.26% 
6 Months  1.40%  1.41% 
12 Months  1.70%  1.71% 
24 Months  2.00%  2.01% 
36 Months  2.75%  2.78% 
48 Months  2.50%  2.53% 
60 Months  2.50%  2.53% 

*APY = Annual Percentage Yield. The APYs for certificates assume that the interest accrue to the certificate monthly. There are substantial penalties for early withdrawals on Certificates of Deposits and IRA Certificates.

**Available as IRA Certificates. IRA Certificate dividends must accrue on the certificate.

**Specials**

Account Type & Term  Rate  Percentage Yield 
8 Month $5,000.00 Minimum  3.45%  3.50% 
12 Month $5,000 Minimum  3.49%  3.55% 
24 Month $10,000 Minimum  3.93%  4.00%